Payment Policy
At Handicurve, we follow a transparent and structured payment process to ensure clarity, security, and smooth execution of orders, especially for handcrafted and export-oriented products.
This Payment Policy explains how payments are handled, accepted methods, and the process involved for domestic and international transactions.
1. Advance Payment Requirement
To ensure smooth processing and mutual trust between both parties, we require a minimum advance payment of 60–70% of the order value.
The remaining balance is to be paid before dispatch.
This helps us secure materials, schedule production, and commit resources for your order.
In certain cases, payment terms may be negotiated based on:
• Order volume
• Long-term business relationship
• Nature of the project
Any negotiated terms are confirmed privately through direct communication and documented before order execution.
2. Accepted Payment Methods
We accept payments through the following methods:
Domestic & International Payments
• Direct Bank Transfer (Wire Transfer)
• Secure Payment Gateways
Payment details are shared officially during order confirmation.
3. Compliance & Documentation
All payments are handled in accordance with:
• Applicable Indian banking regulations
• Export and foreign exchange guidelines
• Standard accounting and compliance practices
Invoices, receipts, and transaction records are maintained for legal and audit purposes.
4. Payment Confirmation
• Orders are processed only after payment confirmation
• Payment confirmation timelines may vary depending on:
• Banking channel
• International transfer processing time
• Payment gateway settlement cycles
We notify customers once payment is successfully received.
5. Refunds & Adjustments
• Refunds, if applicable, are handled according to our Refund Policy
• Any approved refund is processed through the original payment method where possible
• Bank or gateway charges incurred during the transaction are generally non-refundable
For details regarding returns, refunds, and eligibility conditions, please refer to our Return & Refund Policy
6. Price & Payment Policy Changes
• Prices, payment methods, and terms may change from time to time due to banking, regulatory, or operational factors
• Any changes are communicated clearly before order confirmation
7. Our Commitment
We aim to ensure a smooth, secure, and seamless payment experience, allowing both domestic and international clients to transact with confidence.
We encourage customers to reach out for clarification before making payments to ensure complete understanding of the terms.